ZePay

1. Acceptance of Terms

By accessing and using ZePay's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

ZePay provides digital payment solutions for various services including but not limited to:

• Airtime top-up for mobile networks
• Data bundle purchases
• Cable TV subscriptions (DSTV, GOTV, Startimes, Showmax)
• Electricity bill payments
• Betting platform funding
• Educational payment services

3. User Eligibility

To use our services, you must:

• Be at least 18 years old
• Be a resident of Nigeria
• Provide accurate and complete registration information
• Maintain the security of your account credentials

4. Account Registration and Security

You must immediately notify us of any unauthorized use of your account or any other breach of security.

5. Payment Terms

Transaction Fees:

All applicable fees will be clearly displayed before you complete any transaction. Fees may vary based on the service provider and transaction amount.

Payment Methods:

We accept payments through various methods including bank transfers, debit/credit cards, and digital wallets.

Refunds:

Refunds are processed according to the policies of individual service providers. Some services may not be eligible for refunds once processed.

6. Service Availability

While we strive for 99.9% uptime, we do not guarantee uninterrupted access to our services. We reserve the right to temporarily suspend services for maintenance, updates, or other operational reasons.

7. User Conduct

You agree not to use our services for any unlawful purpose or to conduct any illegal activity, including but not limited to:

8. Intellectual Property

All content, trademarks, and data on our platform, including but not limited to software, databases, text, graphics, icons, hyperlinks, private information, designs, and agreements, are the property of ZePay or its licensors.

9. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices.

10. Limitation of Liability

Our total liability to you for any claims arising from your use of our services shall not exceed the amount paid by you for the specific transaction in question.

11. Dispute Resolution

Any disputes arising from these Terms shall be resolved through:

1. Direct negotiation with our customer support team
2. Mediation through a neutral third party
3. Legal proceedings in Nigerian courts

12. Termination

We reserve the right to terminate or suspend your account and access to our services immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through our platform. Continued use of our services after such modifications constitutes acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

15. Contact Information

If you have any questions about these Terms, please contact us: